Kalemler Değişim 2024/122024/092024/062024/032023/122023/092023/062023/032022/122022/092022/062022/032021/122021/092021/062021/032020/122020/092020/062020/032019/122019/092019/062019/032018/122018/092018/062018/032017/122017/092017/062017/032016/122016/092016/06
Konservasyon Oranı -35 bp%95.86%96.21%96.37%96.68%98.69%96.81%96.95%97.78%96.79%96.23%98.1%97.77%97.67%98.5%98.57%98.59%98.59%98.85%98.58%98.45%97.48%97.84%96.74%96.25%96.76%97.04%97.18%96.23%96.66%97.11%96.29%95.86%96.71%96.8
Hayat Konservasyon Oranı -33 bp%95.82%96.15%96.33%96.61%98.68%96.76%96.9%97.71%96.75%96.14%98.09%97.72%97.64%98.46%98.55%98.55%98.58%98.75%98.53%99.02%97.81%98.17%97.22%96.46%97.08%97.33%97.3%95.91%96.43%96.82%95.85%95.27%96.85%96.9
Hayat Dışı Konservasyon Oranı -16 bp%99.51%99.67%99.48%99.69%99.39%99.68%99.6%100.25%99.79%99.63%98.74%99.24%99.39%99.74%99.4%99.5%98.82%101.05%99.52%90.18%92.01%93.68%91.86%95%94.59%94.63%96.48%98.09%98.24%98.9%98.32%99.42%95.75%96.32
Kombine Oranı 28 bp%45.64%45.36%45.07%51.01%37.88%40.91%43.18%48.21%44.51%44.76%40.58%45.8%39.95%43.92%46.09%44.04%46.37%42.91%42.93%52.86%46.06%48.03%53%64.48%69.55%59.67%63.61%76.63%69.06%74.77%75.29%89.9%99.87%92.36
Hayat Kombine Oranı 23 bp%45.05%44.82%44.8%50.2%37.15%40.73%42.39%47.4%44.19%43.65%39.82%44.08%38.95%42.75%44.52%41.76%44.51%41.65%40.64%50.5%44.2%45.49%49.95%60.55%65.41%55.38%59.29%71.19%65.68%71.49%69.84%86.54%93.08%89.43
Hayat Dışı Kombine Oranı 423 bp%85.44%81.21%62.16%105.09%86.42%52.12%85.23%97.24%64.14%98.7%83.19%124.54%81.72%84.77%91.32%98.64%83.11%66.71%82.02%90.86%80.92%83.27%81.53%93.47%99.79%90.83%92.02%109.49%89.77%93.53%109.23%110.39%138.39%105.85
Hasar Oranı 50 bp%13.59%13.09%13.18%12.39%11.43%12.52%12.68%13.65%15.09%14.97%18.1%13.07%12.36%10.2%14.22%10.65%14.43%14.42%16.39%17.86%11.56%12.44%11.29%16.83%17.05%21.54%18.54%23.23%19.6%22.56%22.82%32.14%44.53%38.77
Hayat Hasar Oranı 50 bp%13.72%13.22%13.44%12.44%11.45%12.66%12.98%13.75%15.28%15.18%18.32%13.12%12.56%10.37%14.59%10.94%15.02%15.1%17.03%18.71%11.92%12.79%12.11%18.15%18.68%22.81%19.74%24.63%21.84%25.59%23.17%34.7%45.34%42.47
Hayat Dışı Hasar Oranı 109 bp%5.45%4.36%-3.02%9.11%10.45%4.43%-3.32%7.67%3.73%4.78%5.98%10.61%3.6%4.16%3.78%3.71%2.84%1.57%5.55%4.13%4.91%7.62%3.68%7.06%5.1%12.34%10.69%14.8%5.87%5.31%20.61%16.47%39.93%21.69
Gider Oranı -23 bp%32.04%32.27%31.88%38.61%26.44%28.4%30.5%34.56%29.42%29.78%22.48%32.73%27.59%33.72%31.87%33.38%31.94%28.49%26.54%35%34.5%35.59%41.7%47.66%52.5%38.13%45.06%53.4%49.46%52.21%52.47%57.76%55.34%53.59
Hayat Gider Oranı -27 bp%31.33%31.6%31.35%37.76%25.7%28.07%29.41%33.65%28.9%28.47%21.5%30.95%26.38%32.38%29.93%30.82%29.49%26.54%23.61%31.79%32.28%32.7%37.85%42.4%46.72%32.56%39.55%46.56%43.84%45.9%46.67%51.84%47.74%46.96
Hayat Dışı Gider Oranı 315 bp%80%76.85%65.18%95.97%75.97%47.69%88.54%89.57%60.41%93.92%77.21%113.93%78.12%80.61%87.54%94.92%80.26%65.14%76.47%86.73%76.01%75.65%77.85%86.41%94.7%78.49%81.33%94.69%83.9%88.22%88.62%93.92%98.46%84.16
Teknik Marj 300 bp%50.93%47.93%45.9%39.03%58.72%53.19%54.14%45.68%51.3%55.58%61.62%55.52%72.93%52.78%55.64%59.5%51.86%65.52%59.7%51.12%57.48%54.92%49.43%36.2%21.8%67.53%44.47%23.81%33.76%25.36%19.87%11.82%14.29%12.7
Hayat Teknik Marj 270 bp%51.3%48.6%46%40.07%59.24%53.48%54.85%46.9%51.52%56.99%62.43%57.89%73.83%54.03%56.57%62.11%53.27%66.58%61.84%54.15%59.97%58.14%52.33%41.72%25.13%74.39%51.28%29.34%37.22%28.63%25.6%15.26%22.21%16.56
Hayat Dışı Teknik Marj 486 bp%17.05%12.19%38.32%-3.43%14.64%36.98%12.24%0.43%36.34%-0.04%15.35%-16.71%22.62%12.67%13.49%0.26%18.97%40.81%18.94%7.3%16.49%14.97%19.29%3.72%-0.51%10.36%5.79%-8.71%9.71%5.46%-7.08%-8.92%-39.89%-6.63
Net Kar Marjı 262 bp%21.13%18.51%18.48%18.49%15.81%12.92%32.88%13.35%14.32%22.19%23.83%35.77%16.97%21.91%21.89%30.92%17.34%32.37%24.86%13.12%11.87%21.73%30.63%29.23%34.06%44.43%33.68%23.37%21.78%28.41%19.88%16.2%11.41%21.93
Özkaynak Karlılığı 72 bp%20.6%19.88%20.19%24.01%15.66%13.23%32.53%14.33%13.78%17.91%22.55%28.54
Aktif Karlılığı 4 bp%0.4%0.36%0.35%0.4%0.29%0.24%0.6%0.27%0.26%0.37%0.44%0.53
Hisse Başına Kar 0.84 TL4.743.93.353.312.021.423.051.130.981.111.21.340.590.650.550.7
Kalemler Değişim 2024/122024/092024/062024/032023/122023/092023/062023/032022/122022/092022/062022/032021/122021/092021/062021/032020/122020/092020/062020/032019/122019/092019/062019/032018/122018/092018/062018/032017/122017/092017/062017/032016/122016/092016/06
Konservasyon Oranı -16 bp%96.25%96.41%96.53%96.68%97.62%97.14%97.34%97.78%97.15%97.33%97.96%97.77%98.28%98.55%98.58%98.59%98.61%98.62%98.51%98.45%97.21%97.05%96.51%96.25%96.8%96.82%96.71%96.23%96.48%96.42%96.08%95.86%95.65%95.18%94.38
Hayat Konservasyon Oranı -15 bp%96.2%96.35%96.47%96.61%97.58%97.08%97.29%97.71%97.1%97.28%97.93%97.72%98.24%98.52%98.55%98.55%98.72%98.77%98.77%99.02%97.57%97.41%96.87%96.46%96.91%96.86%96.62%95.91%96.11%95.98%95.56%95.27%95.64%95.08%94.15
Hayat Dışı Konservasyon Oranı -3 bp%99.61%99.64%99.62%99.69%99.78%99.88%99.98%100.25%99.38%99.26%99.03%99.24%99.53%99.56%99.46%99.5%96.65%96.04%94.26%90.18%93.3%93.73%93.76%95%96.09%96.58%97.26%98.09%98.7%98.83%98.8%99.42%95.68%95.65%95.36
Kombine Oranı -39 bp%46.52%46.91%47.9%51.01%41.89%43.8%45.65%48.21%43.83%43.5%42.8%45.8%43.21%44.67%45.14%44.04%46.24%46.19%47.87%52.86%50.8%53.68%58.1%64.48%66.99%66.05%69.73%76.63%76.55%79.52%82.11%89.9%95.48%93.65%94.34
Hayat Kombine Oranı -40 bp%45.97%46.37%47.37%50.2%41.27%43.24%44.85%47.4%42.95%42.35%41.63%44.08%41.78%43.05%43.24%41.76%44.29%44.21%45.53%50.5%48.06%50.5%54.6%60.55%62.45%61.35%64.85%71.19%72.69%75.47%77.63%86.54%93.29%93.38%95.48
Hayat Dışı Kombine Oranı 114 bp%82.79%81.65%81.93%105.09%79.1%76.08%90.75%97.24%90.65%101.3%102.81%124.54%89.35%91.73%95.04%98.64%81%80.34%86.53%90.86%84.76%86.08%87.48%93.47%97.91%97.27%100.55%109.49%99.85%103.78%109.78%110.39%106.18%94.89%89.03
Hasar Oranı 20 bp%13.12%12.92%12.81%12.39%12.43%12.91%13.15%13.65%15.44%15.61%15.96%13.07%11.87%11.65%12.56%10.65%15.74%16.21%17.12%17.86%12.57%13.18%13.75%16.83%19.97%21.04%20.75%23.23%23.85%25.54%27.17%32.14%41.7%40.53%41.47
Hayat Hasar Oranı 20 bp%13.26%13.06%12.97%12.44%12.56%13.08%13.36%13.75%15.62%15.78%16.11%13.12%12.12%11.92%12.9%10.94%16.42%16.92%17.86%18.71%13.11%13.87%14.75%18.15%21.33%22.31%22.02%24.63%25.9%27.51%28.55%34.7%46.25%46.65%48.87
Hayat Dışı Hasar Oranı 66 bp%3.92%3.26%2.57%9.11%5%2.76%1.73%7.67%6.01%6.93%8.18%10.61%3.81%3.88%3.75%3.71%3.58%3.81%4.83%4.13%5.8%6.11%5.36%7.06%10.69%12.57%12.7%14.8%11.53%13.73%18.66%16.47%19.4%12.2%7.13
Gider Oranı -60 bp%33.39%33.99%35.09%38.61%29.46%30.89%32.49%34.56%28.39%27.89%26.84%32.73%31.35%33.01%32.57%33.38%30.5%29.98%30.75%35%38.23%40.5%44.35%47.66%47.03%45.01%48.98%53.4%52.69%53.97%54.94%57.76%53.77%53.12%52.87
Hayat Gider Oranı -61 bp%32.7%33.31%34.4%37.76%28.72%30.16%31.5%33.65%27.33%26.57%25.51%30.95%29.66%31.13%30.35%30.82%27.87%27.29%27.67%31.79%34.94%36.63%39.84%42.4%41.12%39.03%42.83%46.56%46.79%47.97%49.08%51.84%47.04%46.73%46.61
Hayat Dışı Gider Oranı 48 bp%78.88%78.4%79.37%95.97%74.1%73.32%89.01%89.57%84.63%94.37%94.63%113.93%85.53%87.85%91.3%94.92%77.42%76.54%81.7%86.73%78.96%79.97%82.11%86.41%87.22%84.69%87.86%94.69%88.32%90.05%91.12%93.92%86.78%82.69%81.9
Teknik Marj 181 bp%46.31%44.5%42.49%39.03%53.57%51.28%50.1%45.68%55.61%57.76%59.01%55.52%60.97%55.66%57.46%59.5%56.96%58.77%55.42%51.12%51.43%47.92%43.06%36.2%39.19%45.08%34.3%23.81%23.01%19.05%15.95%11.82%10.53%8.87%6.96
Hayat Teknik Marj 176 bp%46.87%45.11%43.07%40.07%54.24%52%51.07%46.9%56.64%59.23%60.5%57.89%62.36%57.18%59.15%62.11%58.89%60.9%58.03%54.15%54.96%51.92%47.4%41.72%45.04%51.81%40.45%29.34%27.06%23.2%20.47%15.26%13.83%9.91%6.52
Hayat Dışı Teknik Marj 108 bp%12.48%11.4%10.94%-3.43%15.93%16.27%5.31%0.43%6.78%-2%-3.18%-16.71%10.92%7.94%5.09%0.26%19.67%19.86%12.39%7.3%12.72%11.45%9.87%3.72%1.2%1.76%-1.24%-8.71%-0.7%-3.84%-7.88%-8.92%-6.34%4.14%8.9
Net Kar Marjı 74 bp%19.24%18.5%18.49%18.49%18.36%19.49%23.56%13.35%22.44%26.49%28.94%35.77%22.19%24.52%26.15%30.92%21.84%23.43%19%13.12%21.17%26.59%29.95%29.23%33.82%33.74%28.61%23.37%21.57%21.49%18.09%16.2%19.92%23.67%24.53
Özkaynak Karlılığı 1266 bp%66.45%53.79%40.11%24.01%59.19%52.14%44.6%14.33%64.83%58.88%47.86%28.54
Aktif Karlılığı 31 bp%1.28%0.97%0.69%0.4%1.09%0.94%0.82%0.27%1.21%1.2%0.93%0.53
Hisse Başına Kar 4.74 TL15.310.566.663.317.635.614.191.134.633.652.541.342.491.91.250.7
Kalemler Değişim 2024/122024/092024/062024/032023/122023/092023/062023/032022/122022/092022/062022/032021/122021/092021/062021/032020/122020/092020/062020/032019/122019/092019/062019/032018/122018/092018/062018/032017/122017/092017/062017/032016/122016/092016/06
Konservasyon Oranı -58 bp%96.25%96.83%97.04%97.26%97.62%97.07%97.03%97.27%97.15%97.4%98%98.07%98.28%98.56%98.64%98.65%98.61%98.32%98.08%97.72%97.21%97%96.68%96.77%96.8%96.78%96.79%96.55%96.48%96.48%96.36%96.4
Hayat Konservasyon Oranı -58 bp%96.2%96.78%97%97.22%97.58%97.02%96.97%97.21%97.1%97.35%97.97%98.04%98.24%98.53%98.6%98.6%98.72%98.51%98.38%98.14%97.57%97.35%97.01%97.01%96.91%96.76%96.62%96.24%96.11%96.18%96.12%96.23
Hayat Dışı Konservasyon Oranı 0 bp%99.61%99.61%99.6%99.62%99.78%99.87%99.88%99.78%99.38%99.28%99.27%99.43%99.53%99.38%99.68%99.68%96.65%94.88%93.51%91.89%93.3%93.93%94.13%95.24%96.09%96.95%97.83%98.37%98.7%98.25%97.69%97.37
Kombine Oranı 142 bp%46.52%45.1%44.2%43.72%41.89%43.94%45.21%44.92%43.83%42.77%42.37%43.82%43.21%45.02%44.93%44.09%46.24%46.15%47.38%49.57%50.8%56.76%61.11%64.35%66.99%66.73%70.67%73.89%76.55%84.06%88.56%94.07
Hayat Kombine Oranı 144 bp%45.97%44.53%43.69%43.07%41.27%43.43%44.47%44.19%42.95%41.65%41.23%42.45%41.78%43.35%43.19%42.16%44.29%44.21%45.14%47.19%48.06%53.31%57.26%60.19%62.45%62.32%66.49%69.49%72.69%79.38%83.75%89.64
Hayat Dışı Kombine Oranı 20 bp%82.79%82.59%76.76%83.63%79.1%73.73%86.4%86.13%90.65%96.67%93.06%95.21%89.35%89.38%84.5%82.31%81%80.49%84.31%84.18%84.76%89.45%91.34%94.02%97.91%95.49%96.27%100.36%99.85%111.8%115.82%118.27
Hasar Oranı 50 bp%13.12%12.62%12.43%12.21%12.43%13.35%13.95%15.24%15.44%14.94%13.98%12.43%11.87%12.22%13.4%13.84%15.74%14.94%14.55%13.49%12.57%13.93%16.31%18.47%19.97%20.71%20.86%22.02%23.85%29.78%33.79%38.35
Hayat Hasar Oranı 52 bp%13.26%12.74%12.55%12.31%12.56%13.53%14.15%15.41%15.62%15.12%14.16%12.61%12.12%12.55%13.86%14.36%16.42%15.55%15.1%14.07%13.11%14.78%17.5%19.83%21.33%22.21%22.75%23.78%25.9%31.47%35.41%40.6
Hayat Dışı Hasar Oranı -75 bp%3.92%4.67%4.73%5.75%5%2.95%2.81%5.63%6.01%6.14%6.03%5.46%3.81%3.6%2.94%3.46%3.58%4.09%5.53%5.07%5.8%5.86%7.02%8.79%10.69%10.98%9.3%11.43%11.53%19.8%24.6%26.08
Gider Oranı 91 bp%33.39%32.48%31.77%31.51%29.46%30.59%31.26%29.68%28.39%27.83%28.38%31.39%31.35%32.79%31.53%30.26%30.5%31.22%32.83%36.08%38.23%42.83%44.8%45.88%47.03%46.02%49.81%51.87%52.69%54.28%54.76%55.71
Hayat Gider Oranı 91 bp%32.7%31.79%31.14%30.76%28.72%29.9%30.33%28.78%27.33%26.53%27.07%29.83%29.66%30.8%29.32%27.8%27.87%28.65%30.04%33.12%34.94%38.53%39.76%40.36%41.12%40.11%43.74%45.71%46.79%47.92%48.33%49.04
Hayat Dışı Gider Oranı 96 bp%78.88%77.92%72.03%77.87%74.1%70.79%83.59%80.5%84.63%90.52%87.02%89.75%85.53%85.79%81.56%78.85%77.42%76.4%78.78%79.11%78.96%83.59%84.32%85.24%87.22%84.5%86.97%88.93%88.32%92%91.22%92.19
Teknik Marj -79 bp%46.31%47.1%47.93%49.78%53.57%51.28%51.3%52.3%55.61%60.8%60.94%59.63%60.97%54.9%57.9%59.05%56.96%58.42%55.9%53.72%51.43%43.05%43.54%41.9%39.19%42.47%32.24%25.75%23.01%18.01%14.96%12.9
Hayat Teknik Marj -84 bp%46.87%47.71%48.46%50.51%54.24%51.9%52.17%53.22%56.64%62.17%62.29%61.09%62.36%56.41%59.4%60.9%58.89%60.65%58.61%56.62%54.96%47.07%48.33%47.69%45.04%48.42%37.1%30.37%27.06%22.97%20.2%18.02
Hayat Dışı Teknik Marj 67 bp%12.48%11.81%16.68%10.72%15.93%19.18%9.28%9.4%6.78%1.85%5.24%3.93%10.92%10.69%17.49%18.52%19.67%18.89%14.12%14.22%12.72%8.67%7.42%4.51%1.2%3.5%2.57%-1.13%-0.7%-10.68%-14.09%-17.69
Net Kar Marjı 124 bp%19.24%18%16.89%19.24%18.36%18.49%21.19%17.43%22.44%24.58%24.84%24.65%22.19%23.08%25.47%26.48%21.84%20.31%17.52%17.6%21.17%27.98%33.92%34.91%33.82%30.98%26.92%23.29%21.57%19.28%17.17%16.04
Özkaynak Karlılığı 237 bp%66.45%64.08%60.86%71.2%59.19%61.29%66.91%55.93%64.83%68.33%71.25%66.67
Aktif Karlılığı 13 bp%1.28%1.15%1.05%1.2%1.09%1.11%1.24%1.06%1.21%1.39%1.38%1.24
Hisse Başına Kar 2.72 TL15.312.5810.19.87.636.66.284.424.634.243.783.142.49